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Banking Useful Short Words with Full Forms:

  1. ATM – Automated Teller Machine
  2. KYC – Know Your Customer
  3. NEFT – National Electronic Funds Transfer
  4. RTGS – Real-Time Gross Settlement
  5. NRI – Non-Resident Indian
  6. ECS – Electronic Clearing Service
  7. IFSC – Indian Financial System Code
  8. PAN – Permanent Account Number
  9. OTP – One-Time Password
  10. EMI – Equated Monthly Installment
  11. FD – Fixed Deposit
  12. RD – Recurring Deposit
  13. POS – Point of Sale
  14. CIBIL – Credit Information Bureau (India) Limited
  15. PPF – Public Provident Fund
  16. IMPS – Immediate Payment Service
  17. UPI – Unified Payments Interface
  18. MICR – Magnetic Ink Character Recognition
  19. TDS – Tax Deducted at Source
  20. EMV – Europay, Mastercard, and Visa
  21. PMJDY – Pradhan Mantri Jan Dhan Yojana
  22. RBI – Reserve Bank of India
  23. NPS – National Pension Scheme
  24. ECS – Electronic Clearing System
  25. ITR – Income Tax Return
  26. NACH – National Automated Clearing House
  27. GST – Goods and Services Tax
  28. SARFAESI – Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest
  29. ACH – Automated Clearing House
  30. LTV – Loan-to-Value
  31. CBS – Core Banking Solution
  32. IPO – Initial Public Offering
  33. APY – Atal Pension Yojana
  34. IMEI – International Mobile Equipment Identity
  35. KYB – Know Your Business
  36. UAN – Universal Account Number
  37. OCR – Optical Character Recognition
  38. ECS – Electronic Clearing Service
  39. CRR – Cash Reserve Ratio
  40. FCNR – Foreign Currency Non-Residential
  41. LPG – Liquified Petroleum Gas
  42. MICR – Magnetic Ink Character Recognition
  43. CRR – Cash Reserve Ratio
  44. FRDI – Financial Resolution and Deposit Insurance Bill
  45. OTC – Over-the-Counter
  46. PMMY – Pradhan Mantri Mudra Yojana
  47. NDTL – Net Demand and Time Liabilities
  48. KYM – Know Your Money
  49. IPO – Initial Public Offering
  50. BRS – Bank Reconciliation Statement
  51. ACH – Automated Clearing House
  52. KYB – Know Your Business
  53. LC – Letter of Credit
  54. NSDL – National Securities Depository Limited
  55. ECS – Electronic Clearing Service
  56. SEBI – Securities and Exchange Board of India
  57. NPA – Non-Performing Asset
  58. EWS – Economically Weaker Section
  59. CTS – Cheque Truncation System
  60. HRA – House Rent Allowance
  61. BPS – Basis Points
  62. EBL – Electronic Bill Payment
  63. EBL – Electronic Bill Presentment and Payment
  64. HUF – Hindu Undivided Family
  65. ETF – Exchange-Traded Fund
  66. FPO – Follow-on Public Offering
  67. CAGR – Compound Annual Growth Rate
  68. LCR – Liquidity Coverage Ratio
  69. ECS – Electronic Clearing System
  70. CRAR – Capital to Risk-Weighted Assets Ratio
  71. NAV – Net Asset Value
  72. NBFC – Non-Banking Financial Company
  73. LTV – Loan-to-Value
  74. ASC – Asset Reconstruction Company
  75. LEI – Legal Entity Identifier
  76. AIF – Alternative Investment Fund
  77. LLP – Limited Liability Partnership
  78. CMA – Credit Monitoring Arrangement
  79. SIDBI – Small Industries Development Bank of India
  80. BBPS – Bharat Bill Payment System
  81. WMA – Ways and Means Advances
  82. IBC – Insolvency and Bankruptcy Code
  83. IRR – Internal Rate of Return
  84. ADB – Asian Development Bank
  85. MSF – Marginal Standing Facility
  86. OMO – Open Market Operations
  87. APBS – Aadhaar Payment Bridge System
  88. ARN – Application Reference Number
  89. CIC – Credit Information Company
  90. CIC – Corporate Internet Banking
  91. DSA – Direct Selling Agent
  92. ETM – Electronic Transaction Mandate
  93. FFMC – Full Fledged Money Changer
  94. FPO – Follow-on Public Offering
  95. IFS – Indian Financial System
  96. IPO – Initial Public Offering
  97. LLP – Limited Liability Partnership
  98. MCLR – Marginal Cost of Funds based Lending Rate
  99. NPA – Non-Performing Asset
  100. PAC – Political Action Committee
  101. PLR – Prime Lending Rate
  102. POS – Point of Sale
  103. QIB – Qualified Institutional Buyer
  104. RWA – Risk-Weighted Assets
  105. SEZ – Special Economic Zone
  106. SWIFT – Society for Worldwide Interbank Financial Telecommunication
  107. TAN – Tax Deduction and Collection Account Number
  108. TDS – Tax Deducted at Source
  109. UAN – Universal Account Number
  110. VAT – Value Added Tax
  111. WHT – Withholding Tax
  112. XBRL – eXtensible Business Reporting Language
  113. YTM – Yield to Maturity
  114. ZTB – Zero-Coupon Treasury Bond

Please note that some acronyms and abbreviations may vary in different countries and regions.